Discover What You Can Afford
You may be paying rent now or you may be making a house payment. But no matter whether this is your first home or your 50th, talking to a lender about what you can afford to spend is crucial. Knowing your price range will help narrow your search. And talking to a lender prior to looking will give you a good idea of where you will feel comfortable with a home loan. Over the years, our experience has led us to many valuable lenders that we are happy to recommend to you. We suggest you ask them all the same questions and compare all of their answers to enable you to make a decision on a lender that you will feel comfortable working with.
There are many lending programs available depending on your circumstances and needs. We can help you determine the best direction to go in your search. Whether it’s a VA loan for 100% financing, an FHA loan or Conventional…whether it’s an Affordable Housing program, cash or a 1031 Exchange. We’ll be available to guide you and to answer your questions.
In today’s market, a pre-approval letter is a must. Your lender, with just a few minutes of your time, can pre-approve you. Armed with your pre-approval letter you will be prepared to move when you see that perfect house, letting the seller know your contract is strong, because you have already spoken with and been pre-approved by a lender!
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